Finding the best loyalty programs for cafes in Australia matters more in 2026 than ever. The cafe industry is competitive — there are over 20,000 cafes across the country — and customer retention is what separates thriving cafes from those that struggle. A well-run loyalty program turns one-time visitors into regulars, and regulars into advocates who leave Google reviews and bring their friends.
But choosing the right platform is genuinely confusing. Some require app downloads (which most customers resist). Some are free but lock you into a specific POS system. Others charge hundreds per month for features you may never use. And paper punch cards — the default for decades — still work, but come with real trade-offs around fraud, data, and cost.
This guide compares seven loyalty options available to Australian cafes in 2026. We have included our own platform, My Cafe Loyalty, alongside well-known competitors. We have tried to be straightforward about what each option does well and where it falls short, so you can make an informed decision for your cafe.
What we compared
For each platform, we looked at: how customers enrol, whether an app download is required, pricing for small-to-medium cafes, analytics and reporting, SMS and Google review capabilities, and any lock-in or POS requirements. Pricing is in AUD where available and was verified in January-February 2026.
1. My Cafe Loyalty
Disclosure
This is our platform. We have tried to be honest about its strengths and limitations below.
My Cafe Loyalty is a QR code-based loyalty platform built specifically for Australian cafes. Customers scan a QR code poster at the counter with their phone camera, enter their phone number and name, and they are enrolled instantly. No app download is required. The platform tracks visits, manages rewards (default: 10 visits = 1 free coffee), and provides an analytics dashboard.
What sets it apart from most competitors is that it combines loyalty, automated Google review requests, and SMS engagement in a single platform. On the Business plan ($169/month), the system can automatically send SMS review requests at configurable visit thresholds (for example, after the 3rd, 5th, and 10th visit) — all Google-compliant with no incentivised reviews or review gating.
It also includes a customer portal where customers can check their progress, manage privacy preferences, and export or delete their data — useful for Australian Privacy Act compliance.
Strengths
- No app download required (QR code + phone number)
- Loyalty + Google Reviews + SMS in one platform
- Australian-built with AUD pricing
- Staff verification system (open or staff-confirmed check-ins)
- Customer portal with privacy controls and data export
- Free plan available, no credit card required
- 30-second customer enrolment
Limitations
- No native mobile app (web-based only)
- No POS integration
- Google Reviews only on Business plan ($169/mo) and above
- SMS credits cost extra beyond tier allowance
- Enterprise plan is single-location only
- Newer platform — less established than Stamp Me or Square
Pricing
Starter: $49/month (150 customers). Professional: $89/month (300 customers, 150 SMS/mo). Business: $169/month (600 customers, 400 SMS/mo, Google Reviews). Enterprise: $350/month (unlimited customers, 1,000 SMS/mo). Additional SMS: from $0.10 each in prepaid bundles. Free plan available for up to 30 customers.
2. Stamp Me
Stamp Me is one of the more established loyalty apps in the Australian market. It is an app-based platform where customers download the Stamp Me app, search for your cafe, and then collect digital stamps. The interface mimics a physical stamp card, which makes the concept immediately familiar to customers.
Stamp Me offers a polished experience with push notifications, in-app rewards, and decent analytics. It also supports multiple reward tiers and can be customised with your cafe branding inside the app.
Strengths
- Well-established brand with a large user base
- Familiar stamp-card interface
- Push notifications for engagement
- Multi-tier reward structures
- Good reporting and analytics
Limitations
- Requires customers to download an app
- Customers see competitor cafes in the app
- No built-in Google review automation
- No integrated SMS marketing
- Pricing not publicly listed — requires contacting sales
Pricing
Not publicly listed. Requires contacting Stamp Me directly for a quote. Historically positioned in the mid-range for small business loyalty platforms.
3. Square Loyalty
If you already use Square as your POS system, Square Loyalty is worth serious consideration. It integrates directly with your existing Square terminal, which means customers earn points automatically when they pay — no separate scan or check-in step required. This creates the smoothest possible customer experience.
The integration with Square's broader ecosystem (payments, invoicing, team management) is the main draw. Customer data flows into a single dashboard, and you get automatic purchase history alongside loyalty data.
Strengths
- Seamless POS integration (automatic earning)
- No separate app download for customers
- Unified dashboard with payments data
- Competitive pricing for existing Square users
- Well-known, trusted brand
Limitations
- Requires Square POS (locks you into their ecosystem)
- No built-in Google review automation
- No SMS marketing features
- Limited customisation compared to dedicated loyalty platforms
- Loyalty is an add-on, not the core product
Pricing
Square Loyalty pricing varies by region and plan. Check Square's website for current Australian pricing. Requires an active Square POS account.
4. Loopy Loyalty
Loopy Loyalty takes an interesting approach: it creates digital stamp cards that live in Apple Wallet and Google Wallet. Customers do not need to download a separate app — instead, they add a loyalty card to their phone's built-in wallet. Staff stamp the card via a web-based stamper tool.
This wallet-based approach is a good middle ground between a full app and a completely web-based system. The card sits alongside the customer's credit cards and boarding passes, which means good visibility without the friction of an app install.
Strengths
- No app download (uses Apple/Google Wallet)
- Push notifications via wallet
- Location-based reminders when near the cafe
- Clean, simple setup
- Affordable starting price
Limitations
- Limited analytics compared to full platforms
- No built-in Google review automation
- No integrated SMS marketing
- Stamp validation relies on staff using the stamper tool
- Not as well known in Australia
Pricing
Loopy Loyalty offers plans starting from around USD $25-$35/month for small businesses. Check their website for current pricing and AUD conversion.
5. BonusQR
BonusQR is a QR code-based digital stamp card system. Customers scan a QR code at the counter and receive a digital stamp card in their phone's browser or wallet. It is simple, lightweight, and focused on doing one thing: replacing physical stamp cards with a digital equivalent.
The platform is a good option for cafe owners who want the simplest possible digital loyalty setup without a full analytics platform or marketing tools. It is particularly popular with small, single-location cafes that want to move away from paper but do not need advanced features.
Strengths
- No app download required
- Very simple setup and usage
- Low cost entry point
- QR code based — familiar to customers
- Supports Apple/Google Wallet passes
Limitations
- Minimal analytics and reporting
- No Google review automation
- No SMS marketing
- Limited customer management features
- Not specifically built for the Australian market
Pricing
BonusQR offers a free tier with limited features. Paid plans start from around USD $20-$30/month. Check their website for current pricing.
6. Flex Rewards
Flex Rewards is an Australian-made loyalty platform that targets hospitality businesses more broadly (cafes, restaurants, bars). It features a tablet-based check-in at the counter, where customers tap or scan to earn points. The system supports multiple reward types and tiered loyalty levels.
Being Australian-built means local support, AUD pricing, and features designed for the Australian hospitality market. It is a solid mid-range option for cafes that want more than a basic stamp card but do not need SMS or Google review automation.
Strengths
- Australian-built with local support
- Designed for hospitality businesses
- Tiered loyalty levels
- Tablet-based check-in option
- Customer data collection
Limitations
- May require tablet hardware at the counter
- Not solely focused on cafes
- No integrated Google review automation
- Pricing not always transparent online
- Smaller market presence than global competitors
Pricing
Varies by plan and number of locations. Contact Flex Rewards for current Australian pricing.
7. Paper Punch Cards
The original loyalty program. Print cards with 10 circles, stamp one per visit, give a free coffee when the card is full. Paper cards have been the default for Australian cafes for decades, and they still work for the most basic use case: giving customers a reason to come back.
The appeal is simplicity and zero monthly costs. However, paper cards come with significant hidden costs (printing, fraud, lost cards) and zero customer data. For a deeper comparison, see our digital loyalty vs physical cards breakdown.
Strengths
- No monthly software costs
- Zero learning curve for staff and customers
- Works without internet or power
- No technology barriers for any age group
- Tangible physical reminder in the wallet
Limitations
- High fraud risk (self-stamping, photocopying)
- Customers lose cards and lose progress
- No customer data or analytics whatsoever
- Ongoing printing and design costs ($500-$800+ annually)
- No SMS, email, or Google review capability
- Environmental waste (~50kg paper per year)
Pricing
Initial design and print run: $500-$800 for 5,000 cards. Ongoing reprinting: $50-$100/month. No monthly software fees, but total cost often exceeds digital alternatives when you factor in waste, fraud, and reprinting.
Side-by-Side Comparison
| Feature | My Cafe Loyalty | Stamp Me | Square | Loopy | BonusQR | Paper Cards |
|---|---|---|---|---|---|---|
| App download required | No | Yes | No* | No | No | No |
| Customer analytics | Full dashboard | Yes | Yes (POS data) | Basic | Basic | None |
| Google review automation | Yes ($169+) | No | No | No | No | No |
| SMS marketing | Yes ($89+) | No | No | No | No | No |
| Customer portal | Yes | In-app | No | No | No | No |
| Requires POS | No | No | Yes (Square) | No | No | No |
| Australian-built | Yes | Yes | No (US) | No (NZ) | No | N/A |
| Fraud prevention | Staff codes + rate limits | App-based | POS-based | Staff stamper | Basic | None |
| Starting price (AUD/mo) | $49 | Contact sales | Varies | ~$35-$50 | Free - ~$30 | $0 (+ printing) |
*Square Loyalty requires the Square POS app, but customers do not need a separate app. Pricing is approximate and may have changed since publication. Always verify current pricing on each provider's website.
Want to try before you decide?
My Cafe Loyalty has a free plan — no credit card, no time limit. See if it fits your cafe.
Start Free TrialWhich Is Right for Your Cafe?
There is no single "best" loyalty program — it depends on your cafe's size, budget, existing POS system, and what you want to achieve beyond basic visit tracking. Here are our honest recommendations by scenario:
Lowest possible cost (and you accept the trade-offs)
Paper punch cards remain the cheapest option if you genuinely cannot afford $49/month. You will get zero customer data, deal with fraud, and lose customers who forget their cards — but you will still give regulars a reason to come back. If you are on a tight budget but want some digital features, BonusQR's free tier is worth looking at.
You already use Square POS
Square Loyalty is the obvious choice. The POS integration means zero friction for customers — they earn rewards automatically when they pay. No scanning, no phone numbers, no extra steps. The limitation is that you cannot get SMS marketing or Google review automation through Square, so consider whether you need those features.
You want loyalty + marketing in one system (no app downloads)
My Cafe Loyalty is the only platform in this comparison that combines QR-based loyalty, SMS engagement, and automated Google review requests in a single system, with no app download required. If growing your Google reviews and having an SMS channel to customers matters to your cafe, this combination is the main reason to consider it. The trade-off is that it is a newer platform without POS integration.
You want the most established platform
Stamp Me has the longest track record in the Australian market. If having an established brand and large existing user base matters to you, it is the safe choice. The downside is the app download requirement — some of your customers will not bother — and the lack of built-in SMS or Google review features.
You want something simple and lightweight
Loopy Loyalty or BonusQR are good choices if you want to move away from paper cards but do not need full analytics, SMS, or Google reviews. Both avoid the app download problem and are affordable. Loopy's wallet integration is particularly clever.
Key Takeaways
- App-free is the trend. Platforms that require customers to download an app see significantly lower adoption than those using QR codes or POS integration. For more on this, read our QR vs app-based loyalty comparison.
- Customer data is the real value. Paper cards are "free" but you learn nothing about your customers. Digital platforms capture visit frequency, preferences, and contact information that enables marketing and retention.
- Google reviews matter for cafes. Most customers check Google before trying a new cafe. If your loyalty platform can automate review requests without violating Google's guidelines, that is a significant competitive advantage.
- Start with a free plan. Most digital platforms offer free tiers. Test the customer experience yourself before committing — scan the QR code, go through the enrolment, and see how it feels.
Frequently Asked Questions
What is the best loyalty program for a small cafe in Australia?
For small cafes with under 150 customers, a QR code-based loyalty platform like My Cafe Loyalty (from $49/month) or a free option like Square Loyalty (if you already use Square POS) offers the best value. Paper punch cards are the cheapest option but provide no customer data or analytics. The best choice depends on whether you need SMS marketing, Google review automation, or just basic visit tracking.
Do cafe loyalty programs actually increase revenue?
Yes. Industry data consistently shows that loyalty program members visit more frequently than non-members. The real revenue impact comes from three areas: increased visit frequency from reward motivation, higher spend per visit from engaged customers, and new customer acquisition through improved Google reviews. Digital programs amplify these effects because customers always have their phone with them, eliminating the "forgot my card" problem that undermines physical programs.
How much does a cafe loyalty program cost in Australia?
Costs range from free (paper punch cards, Square Loyalty with existing POS) to $350+/month for enterprise platforms. Most digital loyalty platforms for cafes sit in the $30-$170/month range. Paper cards cost $500-$800 upfront for design and printing, plus $50-$100/month in ongoing reprinting. When evaluating cost, consider the total picture: a $49/month digital program that includes analytics and fraud prevention often delivers better ROI than "free" paper cards with high waste and no data. For a detailed breakdown, see our cost comparison of digital vs physical loyalty.
Can customers use a cafe loyalty program without downloading an app?
Yes, several platforms now offer app-free loyalty. QR code-based systems like My Cafe Loyalty, Loopy Loyalty, and BonusQR work through the phone's camera and web browser — no app download required. This removes a major friction point, since many customers are reluctant to install a new app for a single cafe. App-based platforms like Stamp Me require customers to download and create an account before they can start earning rewards.
Try My Cafe Loyalty Free
QR code check-ins, automated Google reviews, and SMS engagement — all in one platform built for Australian cafes. Get started with our free plan, no credit card required.